Approach to budgeting

“Money is more than just currency”

Money is more than just currency—it is energy, freedom, and a reflection of our values. How we earn, spend, and save speaks volumes about who we are and what we prioritize in life. Some view budgeting as a restrictive practice, a way to limit spending and impose control. But for me, budgeting is not about scarcity or sacrifice—it is about mindfulness, balance, and conscious decision-making.

A budget is not a prison; it is a blueprint for financial freedom. It is not about counting every penny but about ensuring that each rupee aligns with my goals, values, and future aspirations.

Here’s a deeper look at how I approach budgeting—practically, philosophically, and spiritually.

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